Welcome to Finrichtechnology

Elevate Your Business with Scalable Software Solutions

Agency Banking Solution

Our Agency Banking Solution offers a robust platform designed for Banks to manage their agents while providing essential banking services including deposits, withdrawals, and account opening. This strategic model not only overcomes geographical and operational limitations but also serves as a catalyst for financial inclusion, particularly for the unbanked and underserved populations.

By integrating technologies, our solution optimizes operations, facilitates ideal transactions and enhances the management of agent networks. Drawing upon our extensive experience in deploying Agency banking platforms, businesses can significantly reduce maintenance costs, mobilize deposits to lower the cost of funds, and effectively reach unbanked and underserved customers, thereby fostering greater financial accessibility and empowerment.

Key Features

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  Agent Management System

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  Android/Web Application

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  Middleware with Switching

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  Wallet management System
  
  
  
  Debit Card Issuance

  

  

   

  We are the leading Debit Card Solution Provider. At zero additional cost, banks can launch new debit card programs such as co-branded cards, etc. With our innovative solution, you can effortlessly launch co-branded cards and other exciting debit card programs, expanding your product portfolio and attracting new customer segments. Our Debit card API and Debit card SDK provide the necessary infrastructure and support to seamlessly integrate co-branded partnerships, enabling you to tap into new revenue streams and strengthen your brand presence.  Provider in India.

  Key Features

• Account opening and debit card issuing
• Fund accounts
• Manage transactions
• Analyze consumer activity
• Launch a comprehensive digital banking offering

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  Set transaction limits for contactless / per transaction amount/merchant category wise / transaction type (POS or withdrawal etc.)

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  Set limits for domestic/international usage

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  Reissue Debit Card

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  ATM PIN Set / Reset

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  Set Autopay instructions from the debit card

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  Upgrade debit card

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  Activate/deactivate debit card usage for POS / ATM Withdrawals / Online / Tap & Pay

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  Issue debit card/ Debit Card Issuance

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  Block / Unblock debit card

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  Card hot listing

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  Bank can offer additional services for debit card management to customers such as:
  
  
  Credit Card Issuance

  

  

  We are the leading Credit Card Solution Provider in India. Streamline your credit card program with iServeU’s powerful Credit Card Management System (CCMS) and API, providing a comprehensive solution for managing every aspect of your credit card. Leverage our user-friendly interface to create custom card designs, personalize messaging, and reinforce your brand identity. Seamlessly manage users, card inventory, and fulfillment through our Credit card API-driven system. Experience instant account creation and Credit Card Issuance, making credit decisions in real-time and activating virtual cards instantly. Take control of card spend management with customizable limits and comprehensive spend visualization. Maximize efficiency by identifying users for targeted notifications and optimizing account parameters. 

  The three pillars of launching a modern credit card program

  

  Personalised

  Virtually every part of the customer’s credit journey from rewards to payments can be tailored and customized to segments or even individual card holders.

  

  Digital first

  From onboarding to the credit card issuing to engagement with card holders our credit card stack is built for the digital and mobile-first consumer.

  

  Intellegent

  Our stack allows banks to utilize data at the program, user, and transaction levels to power custom and real-time decision capabilities to provide offers, recommendations, and more.

  Our offerings

  As a leading credit cards API provider company, we offer a range of key features to enhance your credit card program

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  One integrated hub to design, launch, and manage every aspect of your credit program

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  Embed your credit experience into your brand experience

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  True control to bring new, innovative rewards to market

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  Grow your program on a platform engineered for flexibility, transparency, and scale

• How we help banks to launch credit card programs quickly?

  Dashboard

  Design foundational components of credit card program and get to market via an intuitive user interface. Utilize built-in product creator/approver workflows to enforce internal controls and reduce business risk

  Card Fulfillment

  Personalize the look and feel of your cards with custom logo design, messaging, and graphics thatreinforce your bank’s brand Optimize your card products by managing users, card inventory, and fulfillment via our APIs

  Instant account creation and card issuing

  Open accounts with instant credit decisions via APIs with user’s individual parameters. Create and activate virtual cards instantly

  Rewards

  Leverage our rewards engine to design differentiated value propositions using multiple data points. Reward in real-time and allow flexible redemptions such as cashback or reward points or integrate with e-commerce partners.

  Card spend management

  Allow your customers to set limits on usage across MCC, transaction type, geographic boundaries, and many more parameters which are not offered to customers. Allow your customers to visualize their spending across MCC, Date, Merchant ID, and other parameters.

  Account Parameters

  Identify users or groups of users who make monthly payments but are not utilizing cards significantly. Select customers with lower APRs or customers whose credit limit can be increased and send them notifications.
  
  
  POS Solution

  

  

  At iServeU, we understand that the heart of any successful business lies in seamless and efficient transactions. A business uses a POS system to process card payments or other forms of electronic payments at a physical location. A POS setup includes both hardware and software. That’s why we are proud to introduce our state-of-the-art Point of Sale (POS) solutions designed to revolutionize your business operations.

  Our Range of POS Solutions

  iServeU offers a diverse range of POS solutions to cater to businesses of all sizes and industries:

  

  Retail POS

  Tailored for retail stores, our POS systems provide inventory management, customer relationship management (CRM), and sales reporting features to help you boost efficiency and profitability.

  

  Service-Based POS

  Service-Based POS: Whether you're a bank or corporate sector or any other service-based business, our POS solutions offer appointment scheduling, staff management, and payment processing to keep your operation running smoothly.

  

  Mobile POS

  Take your business anywhere with our mobile POS solutions. Accept payments on the go and provide your customers with a convenient payment experience.
  
  
  UPI Solution

  

  

  The Unified Payments Interface (UPI) has emerged as a transformative force in the world of financial technology. Developed by the National Payments Corporation of India (NPCI), UPI has redefined the way individuals and businesses Make payments, providing a seamless, secure, and efficient platform that has reshaped the payments landscape. It enables individuals and businesses to make instant transactions using their smartphones. It allows users to link multiple bank accounts to a single mobile application, simplifying the process of sending and receiving money. iServeU is at the forefront of fintech innovation, offering a range of transformative solutions for the banking and corporate sectors. With years of industry experience, our mission is to revolutionize financial services, providing our clients with the tools they need to thrive in a dynamic, digital world.

  UPI Types

  

  Static QR

  

  Dynamic QR

  3 types of Dynamic:
  - QR Collect
  - Intent
  - VPA Collect

  Integration of UPI Module

  

  Rest API

  Quick Integration of Dynamic QR & UPI Intent for developers using REST APIs in UAT mode.

  

  Webhook

  Get real time notification for every transaction via callback URL configuration

  

  Demo Codes

  Demo Code for Node JS, PHP, Java, .NET, Python and Android developers.

  One UPI Module for all Businesses

  Loan

  Collection

  Automate loan collection from customers without any hassle.

  Payment

  Collection

  Collect payments from customers through dynamic QR.

  Build UPI

  Payment Gateway

  Choose Dynamic UPI as your preferred payment method.

  Static QR

  for Merchants

  One Static QR – One wallet system for your merchants.

  
   

  
  

  BC Program Management

  We provide a comprehensive BC Program Management Solution, offering a platform tailored for efficiently managing Business Correspondents (BCs). Our BC Onboarding solution facilitates the recruitment and training processes for BCs, ensuring a seamless integration into operations. Additionally, our BC Lifecycle Management system enables continuous monitoring of their performance, detailed analytics and extends necessary support where needed.

  BCs play a pivotal role as representatives of the bank, offering an array of essential banking services such as cash withdrawals, deposits, balance inquiries, providing mini statements and remittances. To uphold the bank’s standards and compliance protocols, our BC Program Management solution incorporates meticulous monitoring and coordination of BC activities, guaranteeing adherence to regulatory requirements and maintaining operational excellence.

  BC Program Management Modules At (“FiNRT”)’

  

  Corporate BC Onboarding

  

  BC Agent Onboarding

  

  BC Lifecycle Management

  

  ASP Services

  

  Notification Engine

  

  BI & Analytics

  

  Recon & Invoicing

  

  Support & Training

  

  Devices

  

  MIS & Reports

  

  FRM Module

  

  Assured Revenue Commitment

  

  Form Factors: API, SDK, Whitelabel Solution